Austin Uninsured Motorist Claim Attorney
Car insurance exists to protect those who are injured or have their property damaged by an automobile collision. In some situations, the at-fault driver may not have adequate insurance to cover the damage caused, and others carry no insurance at all. In those situations, you may need to file a claim with your own auto insurance company to obtain compensation for your damages.
If the at-fault driver in your accident does not have enough insurance coverage to pay for all your damages, you need to reach out to your own automobile insurance company. Unfortunately, insurance claim agents usually do whatever they can to offer the lowest amount possible or deny a claim for any number of reasons. This is usually a difficult and stressful situation, and sometimes insurance companies act in bad faith. In such circumstances, you need an experienced and aggressive Austin uninsured motorist claim attorney who has the experience to deal with difficult insurance agents and help you seek the compensation you are rightfully owed.
What to Do About Texas Underinsured and Uninsured Motorist Claims
If you are involved in a car accident with any driver who does not have car insurance or does not have enough to cover the damage and injuries he or she caused, it is imperative to file a claim with your insurance company as soon as possible. Most insurance companies have a strict time limit in which it is possible to file an underinsured or uninsured motorist claim, so do not delay in getting in touch with your insurance provider. Get the process started as soon as possible and do your best to document all the communication you have with your insurance company.
Insurance bad faith is a term used to describe any tactics an insurance company might use to avoid paying on your claim. This may include:
- Refusing to pay on a claim
- Unnecessarily delaying a claim
- Failing to pay on an owed claim in a reasonably timely manner
- Requiring an inordinate or unnecessary amount of paperwork to process a claim
- Failing to deny a claim within a reasonable timeframe
- Failing to provide an adequate reason for denying a claim
This is not an exhaustive list, and any manipulative or dishonest tactics an insurance company may use to avoid paying on a claim may be considered bad faith. A seasoned Austin personal injury lawyer will be able to help you navigate the legal battle that will be necessary to seek just compensation.
How to Win Your Insurance Bad Faith Case
As with any car accident case, the documentation of the accident will be crucial to a successful outcome. The initial police report and the medical report documenting the injuries you may have sustained will all be used as evidence to support your case. Some states dictate that each driver’s auto insurance will be used to pay the respective driver’s damages, regardless of who is at fault for the accident. A civil claim may be necessary against the other driver.
As the victim of an auto accident – regardless of insurance – you are entitled to file a claim against the responsible driver for the following:
- Medical expense
- Future earnings
- Lost wages
- Rehabilitation expense
- Pain and suffering
- Emotional distress
- Vehicle/property damage
In any car accident case against another driver, having the right Austin uninsured motorist claim attorney on your side will make an enormous difference in the outcome of your claim. At the Ross • Scalise Law Group, we have the experience and track record to handle any type of motor vehicle accident case, and we don’t balk at taking on uncooperative or unethical insurance companies.
Ross • Scalise Law Group | Austin, TX Uninsured Motorist Claim Lawyers
You pay for your automobile insurance to protect your financial security in case of an accident, and if you suffer as the result of an accident through no fault of your own, your insurance company should be there to assist you, not make an already difficult situation worse. Contact the experienced attorneys at Ross • Scalise Law Group if you have questions about insurance bad faith or if you wish to start reviewing your situation with an attorney at our firm today.